Florida PTO payout calculator.
Enter your details
How are you paid?
Your full pay before taxes are taken out
Most full-time jobs are 40
How many PTO hours you have left. Check your latest pay stub.
This changes the legal advice below, not the dollar amount.
Enter your pay and unused PTO hours to download the report.
What you'll be paid
Payout before taxes
$0.00
Enter your pay and unused PTO hours to see what you'll get paid and how much goes to taxes.
Estimates only. Tax withholding may differ based on your full-year income, filing status, and deductions. Consult a tax professional for exact figures.
Disclaimer: Calculations are based on the 2026 IRS Supplemental Wage Rate (22% flat federal withholding) and current state labor department guidelines. Always consult an employment attorney for binding legal disputes.
Estimates only. PTO payout rights and tax withholding vary by state, employer policy, and individual circumstances. This is not legal, tax, or financial advice. Consult your state labor department or a qualified professional. See our methodology.
How much is a PTO payout in Florida?
Your Florida PTO payout equals accrued unused hours × your hourly rate. Payout depends on your employer's policy. Expect 22% federal withholding, no state income tax, and 7.65% FICA.
Florida PTO payout law, in plain English
Florida has no state law on PTO payout. Your right to be paid for unused vacation depends solely on your employer’s policy.
Reference: No specific statute. Use-it-or-lose-it policies are allowed in Florida, and the statute of limitations for unpaid-wage claims is 4–5 years.
Caps, accrual rollover & penalties
Florida permits reasonable annual caps and use-it-or-lose-it rollover limits, provided they are written into policy and communicated in advance. Earned time below the cap is still owed where policy treats PTO as compensation.
What this means for employees
Before you leave a job in Florida, take these steps: (1) Pull your exact PTO balance from your latest pay stub or HR portal — not a rough estimate. (2) Review your written policy. In Florida, payout depends on your written policy — save a copy before giving notice in case the handbook changes after your departure is announced. (3) Know the deadline. If your employer owes you PTO under their policy, you have 4–5 years to file a wage claim if it’s not paid. (4) Calculate your gross and net. Use the calculator above to verify your final check — employers sometimes use the wrong hourly rate or omit hours. Florida has no state income tax, so only federal (22%) and FICA (7.65%) apply to your payout. (5) If you are denied payout, file a wage claim with the Florida labor department referencing No specific statute.
What this means for employers
Employers in Florida should document their PTO payout policy in writing and apply it consistently. Use-it-or-lose-it policies are generally permitted here, but they must be clearly communicated to employees in advance. Calculate the final payout at the employee’s regular rate of pay and withhold supplemental federal tax (22%), no state income tax, and FICA. Keep a copy of the calculation in the employee file.
How to calculate your Florida PTO payout
To calculate a Florida PTO payout, divide annual salary by 2,080 to get the hourly rate (or use the stated hourly rate), then multiply by accrued unused hours for the gross amount. Apply the 22% federal supplemental rate, no state tax, and 7.65% FICA to estimate the net take-home.
Florida PTO payout FAQ
Does Florida require PTO payout when you quit or are fired?
In Florida, PTO payout depends on your employer's written policy or contract. Reference: No specific statute.
Are use-it-or-lose-it policies legal in Florida?
Use-it-or-lose-it policies are allowed in Florida.
How much tax is taken from a PTO payout in Florida?
PTO payouts are supplemental wages: 22% federal withholding, no state income tax, and 7.65% FICA.