Delaware PTO cash-out calculator.
See the net value of cashing out unused PTO in Delaware after federal, state, and FICA tax.
$0.00
Gross payout before taxes
Select a state to see your net take-home estimate
Estimates only. PTO payout rights and tax withholding vary by state, employer policy, and individual circumstances. This is not legal, tax, or financial advice. Consult your state labor department or a qualified professional. See our methodology.
Cashing out PTO in Delaware
A Delaware cash-out pays your hourly rate for each unused PTO hour while you stay employed. Because it is a supplemental wage, withholding is 22% federal, an estimated 6.6% Delaware supplemental rate, and 7.65% FICA — so your take-home is noticeably less than the gross. Whether a cash-out is offered at all is set by your employer's policy.
Leaving instead of cashing out? See your full payout and the law on the Delaware PTO payout guide, run the numbers in the free PTO payout calculator, or weigh keeping the time with the rollover calculator.
Should you cash out PTO in Delaware?
Whether cashing out is worthwhile in Delaware depends on your employer’s policy: payout at separation isn’t guaranteed by Delaware law, so if your handbook allows forfeiture, cashing out may be the only way to capture the value before you leave. Use-it-or-lose-it is allowed here.
Delaware follows employer policy. If a policy promises vacation payout, it must be honored at termination. If a cash-out or payout you are owed is not paid, you have 1 year to file an unpaid-wage claim with the Delaware Department of Labor, Division of Industrial Affairs (reference: Del. Code tit. 19 § 1109). Confirm the current filing process before you file.
Frequently asked questions
How much is a PTO cash-out worth after tax in Delaware?
A cash-out is a supplemental wage: 22% flat federal withholding, an estimated 6.6% Delaware supplemental rate, and 7.65% FICA. Enter your rate and hours above to see the Delaware net.
Can I cash out PTO while employed in Delaware?
Cashing out PTO while still employed depends on your employer's policy, not Delaware law — no state requires in-employment cash-out. Check your handbook for whether and when it is allowed.
Is a Delaware cash-out taxed differently from a payout when I leave?
No. Both are supplemental wages with the same withholding: 22% federal, an estimated 6.6% Delaware supplemental rate, and FICA. The difference is timing, not tax treatment.